Calculate Mortgage Payments: Formula and Calculators

Table Of Content

• Use A Mortgage Calculator
• Build equity more quickly
• Mortgage options and terminology
• Underestimating property taxes and insurance
• What is a 30-year, fixed-rate mortgage?

These down payment assistance programs may offer help in the form of forgivable grants and low-cost loans. The programs are designed to encourage homeownership and are generally restricted to first-time homebuyers. In general, you may qualify for a better interest rate with a higher down payment, which reduces the overall cost of your mortgage over time. Even a .25% reduction in your interest rate could save you thousands of dollars over the life of your loan. The down payment is the portion of the home’s purchase price that you pay upfront and is not financed through a mortgage. The down payment directly reduces the amount of money you need to borrow for the home purchase.

Use A Mortgage Calculator

Broadly speaking, variable rates are more favorable to the borrower when indexed interest rates are trending downward. Another option involves refinancing, or taking out a new mortgage to pay off an old loan. For example, a borrower holds a mortgage at a 5% interest rate with $200,000 and 20 years remaining. If this borrower can refinance to a new 20-year loan with the same principal at a 4% interest rate, the monthly payment will drop $107.95 from $1,319.91 to $1,211.96 per month. The total savings in interest will come out to $25,908.20 over the lifetime of the loan.

Mortgage Payoff Calculator - Ramsey - Ramsey Solutions

Mortgage Payoff Calculator - Ramsey.

Posted: Wed, 10 Mar 2021 22:43:09 GMT [source]

Build equity more quickly

An amortization schedule shows you how much of your payment goes toward paying off principal and how much goes toward interest for any given payment you make. At the beginning of a loan, more of your payment goes toward paying interest than paying down your principal. Getting the best interest rate that you can will significantly decrease the amount you pay each month, as well as the total amount of interest you pay over the life of the loan.

Mortgage Payment Calculator with PMI, Taxes, Insurance & HOA Dues Mortgage Rates, Mortgage News and Strategy - The Mortgage Reports

Mortgage Payment Calculator with PMI, Taxes, Insurance & HOA Dues Mortgage Rates, Mortgage News and Strategy.

Posted: Fri, 03 Nov 2017 22:27:07 GMT [source]

Mortgage options and terminology

NerdWallet’s mortgage payment calculator makes it easy to compare common loan types to see how each type of loan affects your monthly payment. We source the latest weekly national average interest rate from Zillow, so you can accurately estimate and compare your monthly payment for a 30-year fixed, 15-year fixed, and 5/1 ARM. Conventional loans are backed by private lenders, like a bank, rather than the federal government and often have strict requirements around credit score and debt-to-income ratios.

Terms explained

An important part of the home buying process for buyers is knowing how much house they can afford. Generally, you’re better off using a mortgage calculator to calculate your mortgage payment because it’s difficult to input the formula properly in a regular calculator. Using the above calculator can help you put together all of these complex variables to get a clear picture of your monthly mortgage payment so you know exactly how much to expect. There are several factors that determine your interest rate, including your loan type, loan amount, down payment amount and credit history. Mortgage refinance is the process of replacing your current mortgage with a new loan.

Underestimating property taxes and insurance

You can also see what the effect of a one-time, monthly or yearly additional payment would be on your number of monthly payments or interest. It’s factored into your monthly payment and paid off throughout the life of your loan. A down payment of 20% or more will get you the best interest rates and the most loan options. There are a variety of low-down-payment options available for home buyers. You may be able to buy a home with as little as 3% down, although there are some loan programs (such as VA loans and USDA loans) that require no money down.

Or if you have a specific amount of extra money to put toward your mortgage each month, you can use the calculator to see how quickly you’d pay off the debt with the increased payments. It can also break down what that means in terms of principal and interest, but it doesn’t take into account insurance and taxes. Mortgages are available through traditional banks and credit unions as well as a number of online lenders. To apply for a mortgage, start by reviewing your credit profile and improving your credit score so you’ll qualify for a lower interest rate.

Non-conforming loans are not limited to the size limit of conforming loans, like a jumbo loan, or the guidelines like government-backed loans, although lenders will have their own criteria. You don't need to borrow the full amount a lender is willing to lend to you. For example, if your lender offers you a loan for $300,000 but you only borrow $270,000, you could potentially save around $200 per month. Rates vary among mortgage lenders, so be sure to get approved with three or four different lenders to be sure you're getting the lowest rate possible. Lenders have a responsibility to make sure they aren't lending more than what their borrowers can afford to pay back.

Reducing the amount you need to borrow, even by a little bit, will lower the amount you pay in interest over time, and it can lower your monthly payments as well. Ideally buyers would be able to put down at least 20% of the home price to avoid paying private mortgage insurance, but it’s not a requirement. With the median home price in 2023 at over $425,000, the average homebuyer would need $85,000 just for the down payment. Credit card issuers aren't required to give advanced notice of an interest rate increase for credit cards with variable interest rates.

It includes advanced features like amortization tables and the ability to calculate a loan including property taxes, homeowners insurance & property mortgage insurance. The mortgage payment estimate you’ll get from this calculator includes principal and interest. If you choose, we’ll also show you estimated property taxes and homeowners insurance costs as part of your monthly payment. Because your lender benefits when you pay your property taxes and homeowners insurance, it typically will include these costs in your monthly mortgage payment. If inflation continues, mortgage rates could go up - increasing the monthly cost of the average American home. Moreover, with some buyers waiting for lower mortgage rates before they enter the market, you may have less competition to contend with, which could mean you'll save money on the price of your home.

What if you’re not looking to move to a new place, but instead looking to refinance your current home? The first question a refinance calculator will ask you is what your goal is with a refinance. For example, you might wish to lower your existing loan payment, pay off your mortgage faster or take cash out. As mentioned above, the easiest way to come to your mortgage payment is to use a mortgage calculator. However, having a basic understanding of the formula can give you an idea of how changing variables impacts the other parts of the equation. For your convenience current mortgage rates are published underneath the calculator to help you make accurate calculations reflecting current market conditions.

If you can comfortably pay this, you might be able to afford a $300,000 mortgage. As you play around with the calculator, you can see how different down payment amounts will ultimately impact your monthly payment. The less money you borrow, the less you'll need to pay each month. To determine how your second monthly payment breaks down, simply subtract the $271 from your principal and run the calculation again with the new loan amount.

The answer depends on several factors including your interest rate, your down payment amount and how much of your income you’re comfortable putting toward your housing costs each month. Assuming an interest rate of 6.9% and a down payment under 20%, you’d need to earn a minimum of $150,000 a year to qualify for a $400,000 mortgage. That’s because most lenders’ minimum mortgage requirements don’t usually allow you to take on a mortgage payment that would amount to more than 28% of your monthly income. The calculator also allows you to get a more detailed cost estimate by adding any homeowners insurance, mortgage insurance or homeowners association (HOA) fees you might pay for the house.

Pokemon cards have seen a "massive surge", Tracy says, with people paying "thousands and thousands of pounds" for good unopened sets. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results.

The length of your mortgage terms dictates (in part) how much you’ll pay each month—the longer your term, the lower your monthly payment. Along with calculating how much you expect to pay in maintenance and other house-related expenses each month, you should also consider your other financial goals. For example, if you’re planning to retire early, determine how much money you need to save or invest each month and then calculate how much you’ll have leftover to dedicate to a mortgage payment. Using a mortgage calculator takes the guesswork out of the formula and can help you calculate your mortgage payments much faster. There are several types of mortgage calculators, so it’s important to understand the purpose of each one so that you can be sure you’re using the right one for your needs.

30-Year Fixed Mortgage Calculator

Table Of Content

• What's included in your monthly mortgage payment?
• Key factors that affect your mortgage payments
• Qualify for a lower interest rate
• Deciding how much house you can afford
• What’s included in my mortgage payment?

Santander, meanwhile, announced increases for both fixed and tracker deals across their residential and buy-to-let products - up to 0.25%. Tracy explains that while trends change, vintage toys tend to stand the test of time. Spring is often the most popular time for buying and selling collectibles, with demand spiking in March and April. While my hot pink Gameboy Micro is lost to the void of time (or a cardboard box somewhere in my mum's house), other versions of it are selling on eBay for £100 or more. It found a "real risk" of beer, biscuits and bread becoming more expensive if the poor harvest increases costs for producers, according to its lead analyst Tom Lancaster. Ottolenghi said he had "always been super eager to get our flavours onto people's dinner plates nationwide, not just in London, without having to cook it from scratch every single time".

What's included in your monthly mortgage payment?

These calculators are free and available online, allowing you to experiment with different scenarios and variables whenever you please. If you’re looking to buy a new home, our purchase or Home Affordability Calculator can help you run the numbers. Based on the information you have provided, you are eligible to continue your home loan process online with Rocket Mortgage.

Key factors that affect your mortgage payments

If you have a 30-year mortgage, multiply 30 by 12 to get 360 months. You can get a better rate by making a larger down payment or improving your credit score. But overall rate trends are influenced by what's going on in the economy. So a homeowner who got their mortgage several years ago may have a significantly lower rate compared to someone getting a mortgage right now.

Qualify for a lower interest rate

But there are lots of important considerations that go into the decision to pay off your mortgage early, not to mention developing a strategy to get it done. Use this mortgage payoff calculator to determine whether it’s the right move for you. However, you can also refinance your mortgage  at any time during the loan term.

There are a few types of mortgage calculators that can prove helpful depending on your situation. Let’s go over the basics on each of them, before digging a little deeper into the information you’ll need to make the most use of each calculator. Lenders will compare your income and debt in a figure known as your debt-to-income ratio. Your debt-to-income (DTI) ratio is the percentage of gross income (before taxes are taken out) that goes toward your debt.

A conservative or comfortable DTI ratio is usually considered to be anywhere from 1% to 26%, if you only include mortgage debt. A $2,000 per month mortgage payment represents a 26% DTI if you earn $92,400 per year. To decide if you can afford a house payment, you should analyze your budget. Before committing to a mortgage loan, sit down with a year’s worth of bank statements and get a feel for how much you spend each month. This way, you can decide how large a mortgage payment has to be before it gets too hard to manage.

Monthly repayment calculator - Which?

Monthly repayment calculator.

Posted: Thu, 11 Apr 2024 07:00:00 GMT [source]

Amortization Calculator

Bear in mind that the down payment is just one of many home-related expenses. You may want to budget up to 1% of the home’s value for annual maintenance costs. Plus insurance, taxes, and homeowners association fees, if there are any, can also add significantly to the monthly cost of owning a home. Most significantly, it can reduce the cost you pay to borrow money over the life of the loan.

Deciding how much house you can afford

Calculate how much more mortgages will cost as interest rates rise - The Washington Post

Calculate how much more mortgages will cost as interest rates rise.

Posted: Fri, 08 Jul 2022 07:00:00 GMT [source]

Gumtree's most popular items include rare stamps, Gameboys and Pokemon cards. Read this and all the latest consumer and personal finance news below, plus leave a comment or submit a consumer dispute or money problem in the box. Equity refers to the difference between the amount you owe on your mortgage and how much your home is worth. If you owe $200,000 on your mortgage and your home is worth $300,000, then your equity is $100,000. We may receive commissions from some links to products on this page. You should also attain the home’s deed from your county, which proves you are the home’s sole owner.

What’s included in my mortgage payment?

Otherwise, you can file the required documents with the county yourself. You should also expect to provide bank statements for checking and savings accounts, retirement and other brokerage accounts from at least the last 60 days. Alternatively, you can always check out how much you can afford by using our very own home affordability calculator.

Although you would have a bigger monthly payment with a 15-year mortgage, you would spend less on interest. Learn what influences taxes and insurance and how these factors can change your monthly payment. There are two ways to go about calculating a monthly mortgage payment. You can go old-school and figure it out using an equation, or you can use a mortgage payment calculator.

Interest is the fee you pay to your mortgage company to borrow the money. The interest you pay is based on a percentage of the remaining loan amount. The terms available to you will depend on your financial situation and the type of loan you choose. Short-term mortgages offer less protection against changing interest rates because you need to renew them more frequently. A mortgage term is the length of time you have to repay your mortgage loan.

It calculates the remaining time to pay off, the difference in payoff time, and interest savings for different payoff options. Later on, when compound interest has grown your wealth, you could make extra payments toward your home loan principal to build more equity. Once you feel your retirement portfolio is in good shape, try to make extra mortgage payments early to reduce the principal you’re paying interest on.

That is, how long you’ll be paying mostly interest every month and when you start to pay more toward your principal. A fixed-rate mortgage is a home loan that has the same interest rate for the life of the loan. This means your monthly principal and interest payment will stay the same. The proportion of how much of your payment goes toward interest and principal will change each month due to amortization. Each month, a little more of your payment goes toward principal and a little less goes toward interest.

18 Beautiful California Homes Best of California Decorating Style

Table Of Content

• Paint the Nursery Sage
• This Mary McDonald–Designed Pebble Beach Château Redefines Modern Livability
• Style your space with our exclusive collections
• Keep Toys Organized in Wooden Bins
• Tour the Dreamiest Garden on the French Riviera

Try our couch covers and recliner covers, dining chair coversslipcovers to dress up worn chairs and chair mat for a dramatic transformation. You can also easily refresh a room with new window treatments, curtain rods,curtains,aura frame[/u] and window shades. Thankfully, Target has just what you need when you’re designing or redecorating your home.

Paint the Nursery Sage

The room is anchored by a Riva 1920 table made with the wood of a 50,000-year-old Kauri tree, which Levine surrounded with seating for 12. Another seating area with views of the garden was designed for more intimate dining, games, or meetings, and it’s illuminated by a Murano glass chandelier. At the far end of the room, Levine installed a lush purple sofa with cocktail tables, creating the perfect spot for drinks, dessert, or relaxing with a cup of coffee.

This Mary McDonald–Designed Pebble Beach Château Redefines Modern Livability

A linen canopy also adds depth and warmth to the neutral color scheme. Quick and easy home decor ideas don't have to look inexpensive when you're on a budget. If your space is long overdue for a makeover and your schedule is jam-packed, we're here with ideas that'll help you transform your home in a way that works for you.

Style your space with our exclusive collections

Jerome Thiebault created a polished and petite bathroom complete with storage and a shower. Troweled cement plaster was applied to the walls, and handcrafted Zia tile adds pattern to the floor. Maria Videla-Juniel turned the primary bath into a sumptuous retreat with hues of soft blue and brown. Thibaut wall coverings and fabrics were used for the walls and windows, and the elegant shagreen-covered vanities are accented with gleaming fixtures by P.E. Videla-Juniel and project manager Cheryl Hardy also installed a striking shower clad in herringbone stone tile.

“We had thought, What if she actually came back to life and asked us to remodel the space? They brought in plenty of glitz and glamour befitting the Silver Queen. “We wanted to concentrate on polished nickels and polished chromes to get that silver feel back in,” he says of the fixtures, hardware, and lighting by Kohler and Kallista. Hermogeno and designer Lynette Chin brought in a mix of vintage and new furnishings in the family room, incorporating performance fabrics for durability. “[We made] sure that it was a really usable room, that it didn’t just look nice,” Hermogeno says.

Paint doors a bold, contrasting color

Discover how to hang plates on a wall and you will quickly become hooked on creating colorful, 3D displays that artwork rarely manages to match. 'I'm loving the current revival of Chinoiserie, with wallpapers inspired by the landscapes of East Asia, and popular in the West in the mid 18th to early 19th century. With their whimsical yet intricate representations of flowers and birds, I feel the designs transport you to a fantastical, exotic paradise while heightening the sense of being connected to nature.

Willow The Cat Celebrates 2nd White House Christmas With Tour Of Holiday Decor - HuffPost

Willow The Cat Celebrates 2nd White House Christmas With Tour Of Holiday Decor.

Posted: Thu, 21 Dec 2023 08:00:00 GMT [source]

Everything we do at House of Cindy is about living with integrity—an exciting journey that we invite you to take along with us. House of Cindy is dedicated to artisan, handmade home decor that honors diverse international roots. We’re passionate about showcasing the finest craftsmanship from around the world and the remarkable spike in beauty and quality when our living space is made with care. Pay attention to the smaller details in your space, like the trim lining your walls and windows. When given attention, these little motifs can have an outsized impact.

Keep Toys Organized in Wooden Bins

'Whether it's because fall has come around and you feel the need to be in a warm, comforting space indoors, or because you want your home to be a haven from a busy work life, there are many ways to make a house look cozy. If you are looking for clever decorating ideas, useful home decor tips or simple home ideas to make your house feel homey and look beautiful, these rooms, and accompanying expert advice, are for you. Hadley Mendelsohn is the co-host and executive producer of the podcast Dark House. When she's not busy writing about interiors, you can find her scouring vintage stores, reading, researching ghost stories, or stumbling about because she probably lost her glasses again. Along with interior design, she writes about everything from travel to entertainment, beauty, social issues, relationships, fashion, food, and on very special occasions, witches, ghosts, and other Halloween haunts. Her work has also been published in MyDomaine, Who What Wear, Man Repeller, Matches Fashion, Byrdie, and more.

This means making any coffee table styling impactful, but leaving plenty of space on the table top for you to put everything on it that you need. To ensure your home decor has longevity, we have garnered expert tips, ideas, inspiration and advice from interior designers and the Homes & Gardens team. If you are redecorating, wanting to try a new style, moving to a new house, or just looking to upgrade your rental apartment, there are home decor ideas for every room that can make it feel more finished and inviting. The brand’s name pays homage to the cult Italian designer Carla Venosta, who created modernist furniture and interiors in the 1970s and ’80s. Samatha Williams’s Tearoom in the Gatehouse is brimming with vintage charm and elegant accents. Working with Jacqueline Black and Michelle Porreca, Williams brought in a Chinoiserie wall covering to give the space a garden-like atmosphere.

If you’re looking for something small, stylish, and affordable, you can’t go wrong with this three-piece conversation set. I love the neutral colors, which pair well with various decor styles. Creating atmosphere without clutter involves seeing every corner of the space as its own little universe, he says, and making hard choices. The rather grand entryway is wallpapered in a faux-bois pattern, has a lacquered ceiling, and is lit dramatically, with a large mirror leaning on a burl wood cabinet to make the area seem even more impressive. An ampersand-and-ellipsis wall sculpture made of poured glass by Rob Wynne, whose work is often featured by architect Peter Marino in his designs for Dior stores, is placed beside an ornate Chinese Coromandel screen. We aim to help you discover the designer within, as you channel your love for comfortable, inviting handmade home decor and global styles.

Take a peek under your staircase, and look for walls and corners that are completely empty. By maximizing these neglected spots, you can increase the efficiency of your home by a lot with very little effort. It’s about making your space feel more liveable, and that requires a balance of form and function.

‘Tapestries often help to bring the outside world in, with landscape scenes of dense foliage and earthy colors. We often like to hang tapestries near or opposite windows to create an extension of the outdoor within a room,’ Creative Director of Albion Nord Camilla Clarke explains. 'There are so many good reasons to look for cozy living room ideas,' says Homes & Gardens' Deputy Editor (Digital) Jen Ebert.

Consider filling your fireplace with books or plants, or pay homage to its roots and line it with firewood. Bath mats offer an obvious way to cozy up your bathroom, but if your bathroom is pretty big, you might want to throw a rug in there too. Painting your cabinets isn’t the only way to give your kitchen a makeover. If you don’t mind exerting a little effort, you can craft a bold backsplash using a set of statement-making tiles. Keep an eye out for spaces that are under-utilized and look for ways to make them work for you.

92 Home Decor Ideas for Every Room in the House

Table Of Content

• OUTDOOR
• Piece Together a Reading Nook
• Best Choice Products 6 ft. x 3 ft. x 2 ft. Gray Outdoor Steel Raised Garden Bed Planter Box
• Try a Tile Accent Wall
• ARDEN SELECTIONS 16 x 16 Pistachio Botanical Outdoor Throw Pillow, 2-Pack

Interior designer Penny Morrison's lamp design here is a great example of how you can use lighting to create pretty little vignettes. ‘When styling a console, I typically aim for symmetry, whether that's accomplished with lamps, vases, or decorative objects,’ says Ashley DeLapp, founder and principal designer of Ashley DeLapp Interior Design. Discover how to style a console table and you'll find all your surfaces become magnets for decorative displays.

OUTDOOR

These ideas range from very involved to very DIY-friendly, and all of them are sure to turn your space into a statement-maker. Lindsey Lanquist is a design expert for MyDomaine, covering the latest home trends and design tips. In addition to serving as former senior editor at StyleCaster and staff writer at Self, her work has appeared in Cosmopolitan, Byrdie, Verywell, SheKnows, Nylon, and more. 'The contemporary-style bespoke storage was specifically designed with shelves and drawers large enough to store work equipment, and was chosen because it was completely different to the fabric of the building. Bespoke joinery is a complete game changer when really well done,' says Stephanie. 'Pick a motif and run with it – here, free-flowing lines are the main star of the show,' says Emma Thomas, Homes & Gardens' decorating editor.

Piece Together a Reading Nook

The pineapple decor and aquatic touches are perfect for a Palm Beach party house. Bring life to your living spaces with natural colors & shapes in Shea McGee’s new spring collection. Check out these home decor ideas in a range of styles for inspiration.

Best Choice Products 6 ft. x 3 ft. x 2 ft. Gray Outdoor Steel Raised Garden Bed Planter Box

This is a beautiful way to add pattern to an otherwise plain scheme, and the beauty of it is that it can be swapped out with the seasons far more easily – and inexpensively – than the wallpaper across a whole wall can. We would advise using peel and stick wallpaper to avoid damage to the doors and to ensure that any regular swaps are easy to achieve. More and more of us are searching for 'happy room ideas' in order to create homes that don't just look good but feel good too.

Hang Art in Your Bathroom

Hardwood stairs may look incredibly sleek, but upholstered stairs tend to feel pretty cozy. A little patio furniture and a few durable accessories can transform a porch, backyard, or balcony, giving you even more space to enjoy. A coat of paint or a couple of lighting fixtures could quickly transform the top half of your space. And if you don’t mind tackling something more involved, you can always line your ceiling with a textured material like wood paneling.

Try a Tile Accent Wall

This needn't mean decorating the entire space – simply repainting a wall or two in a shade that reflects the mood of the season can make all the difference. Hang anything from paintings and sconces to plants and bookmarks on a shelving unit. Here's a tutorial for how to hang art on bookshelves to guide you through the process—which includes tips from designer Marissa Bero, who has pulled this move in plenty of home libraries, including the one seen here.

ARDEN SELECTIONS 16 x 16 Pistachio Botanical Outdoor Throw Pillow, 2-Pack

Accent a neutral sofa or set of patio cushions with this fun set of botanical-printed outdoor pillows. I love the delicate details, and at just $33 for a set of two, you can't go wrong. This set of two accent pillows is perfect for a modern and minimalist setup. The simple details are chic, allowing these pillows to be paired with other fun patterns to spice things up.

Browse our range of rugs, accessories, and pillows and fall in love with countless eclectic styles and textures. Accent walls typically exist in living rooms and dining rooms, but who’s to say you can’t put one in your shower? By lining one of your shower walls with brightly colored or boldly printed tiles, you can achieve the same effect and give your bathroom the love and attention it deserves. Art is the cherry on top of any well-decorated space, and it doesn’t just belong in your living room.

Even more admirable, California decorators, creators, and tastemakers understand the historic importance of place, paying homage to the landscape around them and the makers who came before them. Only in California can you enter a room that feels so grounded yet still brimming with innovation. In a love letter to the Golden State, we're looking back at 18 extraordinary homes and gardens from the VERANDA archives that truly celebrate California's legendary style.

Jill Biden says White House decor designed for visitors to see the holidays through a child's eyes - WJLA

Jill Biden says White House decor designed for visitors to see the holidays through a child's eyes.

Posted: Mon, 27 Nov 2023 08:00:00 GMT [source]

However, I was pleasantly surprised to find this copper bird bath at Home Depot, which adds style to my backyard and fits my budget at just $40. Just remember to keep it clean and refresh the water regularly to ensure it’s safe for all your feathered friends to visit. He didn’t want a literal adaptation, just a feeling, a place to repair to between his many travels as head of international advertising for W magazine, which include managing offices in Paris and Milan.

The room’s coffered ceilings were enhanced with a faux-wood decorative painting by Jhon Ardilla. If you keep a vase of flowers in your kitchen or living room, spread the love throughout the house. It's the perfect excuse to invest in a new vase for your bedroom or bathroom. In this New York apartment designed by Katie Ridder, a globe-shaped vase adds a nice bubble detail. Our vibrant range of eco-conscious decor includes sustainable throw pillows, bohemian-style poufs from LA, vintage-style Moroccan Berber and Beni rugs, authentic eco textiles, and so much more. Imagine a soft, fluffy rug as an eye-catching centerpiece for your living space, a vintage throw pillow under your back, and a plush floor pouf when you’re ready to put your feet up for the day.

Place a large mirror above your mantel as HGTV star Alison Victoria did in her Atlanta loft, or dedicate another empty wall space to one—whether it's in your hallway, entryway, or bedroom. Not only will it look good, but it'll make the room feel bigger and brighter. Designer Lara Hovanessian packed plenty of bold design elements into the powder room and adjacent lounge. A moody House of Hackney floral wall covering lines the dressing area, which leads to a powder room accented with a Kelly Wearstler’s Graffito II from Walnut Wallpaper.

Giving your door a new coat of paint or some fresh hardware could be all you need to dress up your space. Headboards are a popular way to dress up your bedroom, but they’re not the only option on offer. Decorating the wall behind your bed can be a great way to add color, texture, or general statement-making appeal to your space. Sometimes, redecorating your home doesn’t require any furniture or décor at all. Instead, you can give one of your walls a makeover by covering it in paint, tiles, or some other striking material. Cabinets tend to be a focal point in kitchens, bathrooms, and other storage-lined spaces, so consider giving yours a tune-up.

Kitchen tables tend to be pretty formulaic, but yours doesn’t have to be. By building a banquette, you can craft a dining nook that feels veritably restaurant-worthy—without breaking the bank. These pieces serve different purposes, as you don’t want to treat your rug like a towel.

Not only will the extra surface space help with organization, but it's also a great way to make the whole space feel more luxe. If any area in your home is feeling austere, sheepskin throws are the easiest solution. They bring in warmth, texture, and comfort while also being super affordable and easy to move throughout your space as your needs and moods shift. Designer Elizabeth Cooper placed a lush citrus tree in the corner of this living room for an extra pop of life and color, then staggered topiaries on the windowsill. It's the perfect way to invite nature into your living room with quirky indoor plants and trees. Native California wildflowers accent the Arroyo Vista Garden, which was designed with fire safety in mind.

Make your home’s first impression a good one by dressing up your entryway. Look for bare walls, corners, and other spots that could use a little furniture or décor. Low-profile console tables and small mirrors can round out your space without demanding a ton of unnecessary space. A quick coat of paint can change a space, and if you’re really looking to switch things up, consider committing to a bolder color. Of course, bold doesn’t have to mean vibrant—it could just as easily describe a shade that isn’t particularly popular or obvious. Doors rarely get the same love that our windows, walls, and floors do, so before purchasing a new piece of home décor, consider whether the items that are built-in to your space need a makeover.

Menu for Emma's Ale House in White Plains, NY

Table Of Content

• Menu
• Kids menu,
• Menus People Viewed Nearby
• North American
• Customers' Favorites
• Brunch Menu
• Menu for Emma's Ale House in White Plains, NY
• View the Menu

Classic American comfort food in a relaxed and fun atmosphere. Entrees include short ribs, buttermilk fried chicken, seared salmon, fish and chips, brick chicken and one of Westchester’s top burgers. Starters include the restaurant’s signature mac n’ cheese, while the bar features ten rotating drafts, 16 wines by the glass, and a selection of bottled wines and beers. The hamburger is outstanding with great fries. The salmon BLT was very good, just a bit too much lettuce. Outstanding thoughtful service.

Menu

Emma's Ale House menu has been digitised by Sirved. The menu for Emma's Ale House may have changed since the last user update. Sirved does not guarantee prices or the availability of menu items. Totally amazing place with outstanding drinks and amazing food!

Kids menu,

Had a wonderful time and will definitely be back.

Fundraising the expansion of Red Emma's, Baltimore's amazing radical bookstore cafe - Boing Boing

Fundraising the expansion of Red Emma's, Baltimore's amazing radical bookstore cafe.

Posted: Fri, 01 Feb 2013 08:00:00 GMT [source]

Menus People Viewed Nearby

Customers' Favorites

Flaunt Your Local Brand Cred With This Stylish Restaurant Merch - Westchester Magazine

Flaunt Your Local Brand Cred With This Stylish Restaurant Merch.

Posted: Thu, 02 Jan 2020 08:00:00 GMT [source]

Brunch Menu

Menu for Emma's Ale House in White Plains, NY

Emma's Ale House, White Plains Menu, Reviews 232, Photos 95

Table Of Content

• View the Menu
• Menus People Viewed Nearby
• Comfort food,
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Classic American comfort food in a relaxed and fun atmosphere. Entrees include short ribs, buttermilk fried chicken, seared salmon, fish and chips, brick chicken and one of Westchester’s top burgers. Starters include the restaurant’s signature mac n’ cheese, while the bar features ten rotating drafts, 16 wines by the glass, and a selection of bottled wines and beers. The hamburger is outstanding with great fries. The salmon BLT was very good, just a bit too much lettuce. Outstanding thoughtful service.

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Emma's Ale House menu has been digitised by Sirved. The menu for Emma's Ale House may have changed since the last user update. Sirved does not guarantee prices or the availability of menu items. Totally amazing place with outstanding drinks and amazing food!

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Had a wonderful time and will definitely be back.

Comfort food,

Westchester's Most Preposterously Delicious Loaded Nachos - Westchester Magazine

Westchester's Most Preposterously Delicious Loaded Nachos.

Posted: Fri, 05 Feb 2016 08:00:00 GMT [source]

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Beyond The Bread Basket - Westchester Magazine

Beyond The Bread Basket.

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'Queen Charlotte' review: Brace yourself for a bleaker 'Bridgerton' : NPR

Table Of Content

• analysis:Campus clashes, abortion bans and Trump's court reprieve: 24 hours told us a lot about the US election
• Meet the cast of Queen Charlotte: A Bridgerton Story
• Was Queen Charlotte black?
• The legendary Hollywood actress enjoyed a shopping trip
• Love & Romance, "Bridgerton"-Style
• Awards & Nominations

The princess is King George’s mother who essentially acts as an interim monarch before her son officially takes the throne. Despite allowing Charlotte to marry her son, the princess makes it apparent that the young queen does not have her respect. Princess Augusta also works tirelessly to ensure no one discovers her son’s secret. India Amarteifio steps into the role of Queen Charlotte in the spinoff, following Golda Rosheuvel who originated the part in “Bridgerton.” The teenage version of the queen is just as fierce but much more naive as she attempts to adapt to her new surroundings. She must quickly navigate moving to a different country, meeting her husband for the first time and being the head of a monarchy.

analysis:Campus clashes, abortion bans and Trump's court reprieve: 24 hours told us a lot about the US election

As a prequel, it explores the queen consort’s rise to power in the British royal family and across wider society as a Black woman from overseas. (A novel concept, indeed!) And before detractors can even raise a thumb to tweet their disapproval of the show’s use of creative licence, the voice of high-society informant Lady Whistledown opens the series. “This is the story of Queen Charlotte from Bridgerton,” Whistledown (voiced by Julie Andrews) declares. “It is not a history lesson; it is fiction inspired by fact.” History buffs duly warned, the series whisks viewers away into the sumptuous story. The voice of Julie Andrews is back as our narrator, who tells us that Charlotte's story is "fiction inspired by fact" — our Charlotte being a heavily reimagined version of the real Charlotte of Mecklenburg-Strelitz, who was married to George III. Like the real Charlotte, our Queen Charlotte is from Germany.

Meet the cast of Queen Charlotte: A Bridgerton Story

We separate the history from the fantasy in the six-episode Netflix series. For the first season of the Bridgerton prequel, now streaming on Netflix, the show runners shot at a number of important homes. Blenheim Palace became Buckingham House (the precursor to Buckingham Palace), where Queen Charlotte and King George live; Belton House became Kew Palace, George's reclusive hideaway; and Hampton Court reprised its role as St. James Palace. One would think being anointed by God would grant one the right to clap eyes on one’s bride ahead of one’s wedding. But no, a King married for his country, not his heart or loins. It didn’t really matter if he did not see Sophia Charlotte of Mecklenburg-Strelitz before they took their vows.

Was Queen Charlotte black?

[...] Many historians believe that Queen Charlotte was of mixed cultural heritage. We wanted to take that in a different direction than what the history books have said happened which was basically to bury that and not deal with it. The American actress is making her major TV role debut in Queen Charlotte but has also starred in 2021 TV series One Touch and 2022 feature film Redeeming Love. Meanwhile, the palace spins the familial integration into something the whole country can learn from and bestows honours upon other non-white members of society. Young Lady Danbury (Arsema Thomas) is particularly thrilled by this development and sets about making sure that there’s real change for people of colour in 1770s London, rather than just words. Like Adjoa Andoh’s older Lady Danbury, Thomas is a scene-stealer, consistently delivering her lines with punch and wry wit.

She is also concerned about furthering her family’s legacy and keeping the monarchy intact in the “present” storyline. The couple did meet for the first time on their wedding day, as in the series. Whether Charlotte was trying to climb over a wall when they met, we'll never know.

Queen Charlotte review: deeper and more mature than Bridgerton - NationalWorld

Queen Charlotte review: deeper and more mature than Bridgerton.

Posted: Thu, 04 May 2023 07:00:00 GMT [source]

He stars opposite India Amarteifio, who portrays the younger version of Queen Charlotte, as the series explores the pair's turbulent union and George's secret mental health illness. The cast of the prequel series is made up of Bridgerton favourites and brilliant newcomers. The friskier challenge is to do all that while still making good on the "Bridgerton" promise to deliver sexy, sumptuous, extravagantly eye-popping entertainment. On those grounds, gentle readers, you need have no doubt. Cut to Charlotte of Mecklenburg-Strelitz, Germany, who is only 17 when she arrives in court with her brother Adolphus (Tunji Kasim) for an arranged marriage to George, then 23.

Love & Romance, "Bridgerton"-Style

She lives there with her brother Adolphus until he enters into a betrothal contract with George's mother Augusta, providing that Charlotte will become George's wife and England's next queen. The two meet on their wedding day under whimsical romantic circumstances, and they fall in love — but clearly, George is hiding something. It takes a few episodes to suss out, but if you know the story of the real George, it will not surprise you that what George is hiding is a series of very difficult struggles with his mental health — what he calls "fits." Golda Rosheuvel’s Queen Charlotte appears in both seasons of “Bridgerton,” in which she attempts matchmaking by declaring each marriage market season’s most desirable woman. In “Queen Charlotte,” we get more of her side of the story with the 13 children she has had with King George as well as her day-to-day life as the more active monarch of the ton.

Before beginning the steamy show, take a look at the cast of “Queen Charlotte” and find out more about their characters and their previous acting credits.

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Is love strong enough to unite a divided society? In the Bridgerton universe, the answer is a resounding “yes” – regardless of evidence pointing to “no” in the real world. For a romantic drama, it’s a sweet and simple enough concept. And with Bridgerton’s first two seasons occupying two of the three top spots on Netflix’s all-time English-language viewing chart, expansion was only a matter of time. Queen Charlotte is Shonda Rhimes’s first attempt at building on the swooning success of the Regency-era show.

The role of the older Brimsley is played by Hugh Sachs. Before she was Violet Bridgerton, the optimistic teen was Violet Ledger who was curious, close to her father and unknowing of the way high society was set up. She's on the cusp of her own debut into society but is the hopeful, doe-eyed woman we know her to be later in the original series. Violet Bridgerton is the loveable, doting matriarch of the Bridgerton clan. She's always urged her children to follow their search for love, as she did in her relationship with Edmund until his death.

It was odd, really, but people seemed to speak more freely in his presence when his eyes were closed, as if somehow he could not hear them. Before her eyes, her genial brother disappeared, replaced by the stern and powerful Duke of Mecklenburg-Strelitz. And it made the little girl who still resided deep in her heart want to cry. King George III of Great Britain and Ireland had appeared out of nowhere (or rather, his people had; he had not deigned to make an appearance) and inexplicably decided that she, Sophia Charlotte of Mecklenburg-Strelitz, should be his next queen. People who called her Lottie also knew that when she was a young girl she’d loved to swim in the lake by her home (when it was warm enough, which it rarely was). They also knew that when her mother had banned the practice (stating that Charlotte was too old for such frivolity) Charlotte had not spoken to her for three weeks.

Julie Andrews Gives an Update on 'Princess Diaries 3' : 'If It Happens, It Would Be Lovely' - PEOPLE

Julie Andrews Gives an Update on 'Princess Diaries 3' : 'If It Happens, It Would Be Lovely'.

Posted: Fri, 25 Oct 2019 07:00:00 GMT [source]

Sign up for the newsletter so you don’t miss the next one, plus get weekly recommendations about what’s making us happy. Bridgerton explored a hint of these dynamics — but at the pairing's tail end. The King's first bout of mental illness reportedly happened in 1765 (though Queen Charlotte was kept unaware at that time). That signaled a bill that proclaimed Charlotte as Regent should the King become permanently unable to rule. Portraying a young Queen Charlotte in the Bridgerton spin-off, India Amarteifio captures the strong-willed regal as first introduced onscreen by Golda Rosheuvel.

In 1761, on a sunny day in September, a King and Queen met for the very first time. I’m not sure the whole thing succeeds as, in fact, A Bridgerton Story, in part because it gets awfully grim in the second half, and trying to mix material that’s that grim with stuff that’s more soothingly romantic can seem a bit forced. But the performances are wonderful, the consideration of race is very welcome, and the interiority of women in the later parts of their lives is rarely so sensitively considered. Just be ready for a ride that’s a bit bumpier than you might expect. If you’re going to have a signature scene, make it one you do very well.

It's that pressure that sparks the queen to consider her youth. India Amarteifio plays the young Charlotte, with Bridgerton’s Golda Rosheuvel appearing as her older self in a series of flash-forwards. Like her predecessor, Amarteifio portrays Charlotte with a haughty botheredness that is irresistibly fun to watch – eye rolls and stiff upper lip included. Aged just “seven-and-10”, she is shipped from Germany to England to wed the young, newly crowned British king, George III (Corey Mylchreest). It’s safe to say she’s not pleased with her brother and guardian’s decision to marry her off.

Her sons can all gird their loins for legitimate humping with suitable women, and the married daughters can re-consult the diagrams she drew of the marital act and check they’re doing it right. At least the Pomeranians never give her this kind of trouble. The royal couple had nine sons and six daughters, although their two youngest sons died as children. We’re very clear about this world and that this is not a history lesson. It’s very important to me that people understand that, because I’m telling the story of Queen Charlotte of Bridgerton, not of Queen Charlotte of England.

Peace was reestablished only after Charlotte had written a surprisingly thorough legal document outlining the rights and responsibilities of all involved parties. Her mother was not immediately persuaded by Charlotte’s arguments, but her older brother Adolphus had intervened. She’d shown logic and intelligence, and surely that should be rewarded.